Retail Investment Opportunities in Commercial Property
Oyster Property Group’s retail investment funds give everyday retail investors access to high-quality commercial property through structured and regulated investment opportunities. Our retail property investment options are professionally managed and aim to provide stable income, portfolio diversification and potential long-term capital growth.
Retail Investment Funds for Retail Investors
Discover retail property investment opportunities designed to give everyday investors access to professionally managed commercial property, with lower minimum investment options to suit different financial goals and levels of investment experience.
Our retail investment funds provide access to selected commercial property fund opportunities, separate from Oyster’s wholesale investments.
Oyster Industrial Ltd
Oyster Industrial 5.0 is an exciting opportunity for retail investors to participate in New Zealand’s strongest performing property asset class.¹
Oyster Industrial 5.0 gives you access to a diversified, multi asset portfolio of
seven properties with premium national tenants on long-term leases. The fund aims
to deliver a monthly income return with the potential for long-term capital gain.
1 JLL Research
What is a Retail Investor?
A retail investor is an individual investing their own money to grow wealth, generate income, or work toward long-term financial goals.
A retail investor is an individual who invests their own money to grow wealth, generate income or work towards long term financial goals.
Retail investors can access a range of professionally managed commercial investment opportunities, including retail investment funds that provide exposure to commercial property. These investments are subject to applicable disclosure, regulatory and governance requirements to help investors make informed decisions.
Retail investment opportunities are designed to provide accessible investment options and may include:
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Lower minimum investment amounts
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Clear offer and disclosure documentation
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Ongoing investor reporting and transparency
This allows everyday investors to participate in professionally managed investments without needing to purchase or manage commercial property directly.
If you are considering retail property investment, review the relevant offer documents carefully to understand the investment objectives, risks, fees and terms.
Retail Property Investment & Commercial Property Opportunities
Retail investing does not limit investors to retail property. Through Oyster’s retail investment funds, investors can access a range of commercial property sectors, including office, industrial and large format retail assets.
Your Opportunity to Earn Regular Income from Commercial Property Investment Fund
Commercial property investment has often been seen as something only large institutions or wealthy investors could access. Through Oyster’s retail investment funds, everyday investors can pool their capital with others to access professionally managed office, industrial and retail property assets.
These diversified funds provide investors with access to retail property investment and other commercial property investment opportunities, with the potential for regular income and long term capital growth. Returns are not guaranteed and depend on the performance of the relevant investment.
Explore Oyster’s retail investment opportunities to learn more about the available funds.
How to Become a Retail
Investor with Oyster
Complete your application
Submit your application along with the required AML and eligibility documents
STEP 3
Review the offer documents
We’ll provide information about the offer for you to review. We are happy to answer any questions you might have as you consider the offer
STEP 2
Talk to our investor team
Start with a conversation so we can understand your goals and guide you through the retail investment process
STEP 1
Why Consider Retail Property Investment With Oyster?
Regular Income and
Long-Term Growth
Oyster’s retail investments aim to provide regular income with the potential for long term capital growth. These investments are generally considered over the long term, allowing investors to remain invested through different market cycles. Returns are not guaranteed and depend on the performance of the relevant investment.
Regulated, Professionally
Managed Funds
Oyster’s retail investment funds are professionally managed and subject to applicable regulatory and governance requirements. This provides investors with access to structured retail property investment opportunities, ongoing reporting and professional portfolio management. Investors should review the relevant offer documents to understand the investment objectives, risks, fees and terms.
Lower Barriers
Oyster’s retail investment funds provide accessible opportunities to invest in professionally managed commercial property. With lower minimum investment amounts, retail investors can gain exposure to commercial, industrial and retail property without needing to purchase or manage property directly.
Other Investment Options
Availability of wholesale and retail offers change month to month as current investors choose to sell. Email our Investor Team to receive the latest resales to your inbox investor@oystergroup.co.nz
Secondary Market
Oyster’s secondary market offers a way to invest now in established funds that are already generating monthly income. New investors can purchase parcels from existing investors, giving access to commercial property without waiting for a new fund to launch.
Answering your questions about our retail investments
Oyster’s retail investment opportunities are designed for everyday investors and are offered under New Zealand’s retail investment framework. This means they come with enhanced disclosure requirements, clearer risk information, and ongoing reporting obligations intended to support informed decision-making.
Wholesale investment opportunities are available only to investors who meet specific eligibility criteria and are generally designed for those investing larger amounts or seeking more tailored investment strategies.
Both retail and wholesale funds are professionally managed by Oyster, but they are structured differently to reflect the needs, experience levels, and protections relevant to each investor group.Yes, and most individuals investing their own money are classified as retail investors under New Zealand law.
You do not need to meet minimum wealth thresholds or have specialist investment experience to be a retail investor. Retail investment products are specifically designed to provide transparency and regulatory protections for individuals investing toward personal financial goals.
Before investing, you should always consider whether an investment is appropriate for your circumstances and seek independent advice if needed.
Becoming a retail investor with Oyster starts with a conversation.
Our investor team can explain the available retail investment opportunities, talk through how they work, and answer any questions you may have. You’ll then be provided with the relevant offer documents to review before deciding whether to proceed.
If you choose to invest, you’ll complete an application and provide standard identification and AML documentation.
Retail property investment funds can offer investors:
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Access to professionally managed commercial property
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Lower minimum investment amounts compared to direct property ownership
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Diversification across assets and tenants
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Regular income distributions, depending on fund performance
Returns and income are not guaranteed, and investments should generally be considered over the long term. Each fund has its own risks and features, which are outlined in the offer documents.
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No. When you invest in an Oyster retail fund, the properties are professionally managed on your behalf.
This includes asset management, tenant relationships, compliance, and reporting. Investors receive regular updates but are not required to manage properties directly
Enquire about our retail investment funds
If you’d like to learn more about Oyster’s retail investment opportunities or discuss whether they may be right for you, our investor team is here to help.
Proudly Managed by Oyster Property Group
